Privacy Policy

PJ Commercial Construction (“we”, “us”, “our”) is committed to protecting your privacy. This Policy explains how we handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

1. Information we collect

We may collect personal and business information you provide via our enquiry form, including your name, email address, phone number, company name, project details and indicative funding requirements. We may also collect technical information such as your IP address and browser type through standard server logs.

2. How we use information

We use information to:

• respond to funding enquiries and assess potential facilities;
• conduct due diligence, credit checks and verification of identity (KYC/AML);
• communicate with you about our services;
• comply with our legal and regulatory obligations in Australia.

3. Disclosure

We may disclose information to credit reporting bodies, professional advisers, insurers, funding partners and service providers, and to government, regulatory or law enforcement bodies where required by law. We do not sell personal information.

4. Overseas disclosure

Some of our service providers (for example, cloud hosting and email infrastructure) may store data outside Australia. Where this occurs we take reasonable steps to ensure overseas recipients handle your information consistently with the APPs.

5. Security

We take reasonable steps to protect personal information from misuse, interference, loss and unauthorised access, modification or disclosure, including encrypted transmission and access controls.

6. Access, correction and complaints

You may request access to or correction of your personal information at any time by contacting us via our enquiry form. If you have a privacy concern, please contact us first. If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

7. Cookies

Our website uses minimal cookies and standard analytics to understand how visitors interact with the site. You can disable cookies in your browser settings.

8. Updates

We may update this Policy from time to time. The latest version is always available on this page.